Our Services
Valuation Services
“Managers and investors alike must understand that accounting numbers are the beginning, not the end, of business valuation.”
- Warren Buffett
Olden Lane provides the full suite of valuation services required in connection with credit union-to-credit union mergers and the credit union purchase of bank assets. At the outset of a potential transaction, our team works closely with our credit union clients to ensure that decisions are based on properly analyzed information about the target financial institution.
Our strategic advice is coupled with detailed merger valuation presentations incorporating:
- Balance sheet valuation
- Loan portfolio valuation (with yield and credit adjustments)
- Core deposit intangibles valuation
- Certificates of deposit and borrowings valuation
- Forward earnings valuation and analysis
Our team presents clients with its view of the risks and rewards of each potential combination. Typically, this process includes a detailed analysis of the transaction’s effects on the balance sheet, earnings power and financial ratios of the combined entity.
Often, our valuation work is coupled with an assessment of the capital needs of the credit union and an understanding of the transaction on the continuing credit union’s PCA Net Worth and Risk Based Capital ratio.